Who are we?

We are a team of financial planning professionals who have proudly served the Bruce County and surrounding area since 1987.  In that time, we've built a reputation for integrity, honesty, and great service.  Two of our advisors have their CERTIFIED FINANCIAL PLANNER (CFP®) designations, and our remaining two advisors are working on earning this designation (this is considered the gold standard in the financial planning industry).  We also have access to a wide, attractive variety of investment products to offer our clients.

Whether you need a broad financial plan or specific financial solutions that focus on investments, insurance, tax planning, retirement planning, or estate preparation, our close-knit team will take care of you at every step of your journey.

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Discover the Matchett Financial difference.

First, we get to know you, your family, your life goals, expenses, income, debt and more. 

Next, we create a personalized financial plan that fits your ability and risk comfort level so you can realistically and effectively meet your goals. 

Following that, we will meet with you regularly to review your plan and make appropriate adjustments as your needs change. 

Bottom line:  You and your family deserve to have the lifestyle you want, retire when you're ready, and feel protected so you can live your most exciting, prosperous life.  We can help you achieve this with warmth and professionalism.

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Services 

Financial Consultations

Retirement Planning

Estate Planning

Tax Preparation & Planning

Insurance (Life, Critical Illness, Disability, Travel)

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Products We Offer

Tax-Free Savings Account

A TFSA is an account that does not apply taxes on any contributions, interest earned, dividends, or capital gains, and can be withdrawn tax free.  This savings account is available to individuals aged 18 and older in Canada and can be used for any purpose.

Registered Retirement Savings Plan

An RRSP is a retirement savings and investing vehicle for employees and the self-employed in Canada. Pre-tax money is placed into an RRSP and grows tax free until withdrawal, at which time it is taxed at the marginal rate.

Spousal Registered Retirement Savings Plan

A spousal RRSP is the same as an RRSP except all contributions are made to a spouse's account.  This can be helpful at tax time to stay in a lower tax bracket when one partner makes more income than the other.

Registered Retirement Income Fund

A RRIF is a retirement fund similar to an annuity contract that pays out income to a beneficiary or a number of beneficiaries.  To fund their retirement, RRSP holders often roll over their RRSP's into a RRIF.

Registered Education Savings Plan

Sponsored by the Canadian government, these plans encourage parents to invest in a child's future post-secondary education.  Subscribers to an RESP make contributions that build up tax-free earnings.  The government contributes a certain amount to these plans for children under age 18.

First Home Savings Account

A first home savings account (FHSA) is a registered plan which allows you, if you are a first-time home buyer, to save to buy or build a qualifying first home tax-free (up to certain limits.)

"In Trust For" Accounts

Use this account if you wish to begin investment activity on behalf of someone 17-years-old or younger.

Non-Registered Accounts

This is a general investment account that is flexible, offers tax benefits and has no contribution limit.

Corporate Accounts

This is an investment account that gives your business access to mutual funds, segregated funds and GIC's.

Mutual Funds

These funds are funded by shareholders.  They trade in diversified holdings and are professionally managed.

Segregated Funds

These funds are used by Canadian insurance companies to manage individual, variable annuity insurance products.  A segregated fund offers investment capital appreciation and life insurance benefits.

GIC's

GIC's are deposit investment securities that Canadian banks and trust companies sell.  Individuals and investors often purchase these for retirement plans because they provide a low-risk fixed rate of return.

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Mutual funds, exempt market products and/or exchange traded funds are offered through Investia Financial Services Inc.

Matchett Financial Services is a personal trade name of Lisa Laschuk.